Welcome to the Moyo Digital Marketplace Terms and Conditions

This Agreement ("Terms") sets out the terms and conditions that govern your use of Moyo's Digital Marketplace courses and products

By agreeing to these Terms, you also consent to the following policies applicable to, and accessible on, our website (www.moyoafrica.com) which are incorporated by reference into these Terms: namely our Privacy Policy,  and any other policy that is made available on our Website from time to time ("Policies").

If your Course or Digital Product is being paid for by a third party, such as a sponsor or your employer (“sponsor”), then you will be bound by all provisions in these Terms (including payment provisions).

Acceptance: By clicking on the "I Accept the Terms and Conditions" button when signing up for a Course or purchasing a Digital Product, you agree to be bound by these "Terms", which include, by reference, the Policies.

Accurate information: All information (including personal information) provided to us on booking a course or purchasing a digital product must be true, accurate and complete. You are also responsible for updating us in the event of a change to your information (for example, your name or address). All personal information will be processed in accordance with our Privacy Policy.

Suitability of Course or Digital Product: Before making your purchase,  you are responsible for establishing the relevance and suitability of the Course or digital product for your individual requirements, through consideration of the information supplied through our Website, and asking questions, if necessary.

Disclaimer: You are obliged to source and obtain access to the necessary software and resources required for Course completion at your own cost, and we won't be held liable for any consequences of the use of such software or resources. We do not sponsor or endorse, nor are we affiliated with, the entities responsible for software and resources unless expressly stated otherwise.

Communications: You may receive communication by telephone, email or text message from Moyo representatives for Course administration and related purposes, including reminders of payments due by you, or other information related to your registration or these Terms. You agree and consent to receipt of such communications (although you may opt-out of any generic marketing communications that are unrelated at any time, through the supplied opt-out mechanism).

Prohibited use:

1. You are prohibited from doing the following:Making available copies of the Course content on a network server or web server for use by others;

2. Using, displaying or otherwise making available the Course content (or any portion thereof), or any other materials, to third parties in an electronic format that enables it to be downloaded or distributed to any third party via a mobile device, or shared in any peer-to-peer or similar file sharing arrangement, or enabling the distribution of the Course content by any other means;

3. Removing any notice of copyright, trademark or any other proprietary right from any place where it is displayed on or embedded in the Course content.

External websites: Certain Courses and/or Digital Products may require you to use external websites. Moyo is not responsible for technical support for any external websites. If you have any queries relating to external websites, contact the support services of the relevant websites directly. Moyo will not be liable for any costs, claims or damages that you may suffer as a result of your use/misuse of, or failure to access, any external website.

Course fees: When you register for a Course, you agree to pay the applicable Course fee and such other amounts as may be due by you arising from your participation in the Course.

Bank charges: If any bank charges, wire fees and/or other costs are levied on or added to a payment made by you to us from any country or jurisdiction, you will be liable for all such bank charges, fees and/or additional costs.

Payment of VAT and other Taxes: Any VAT or other applicable taxes payable in addition to the Course fees will be identified in your invoice or information pack and such amounts are your sole responsibility, unless the contrary is stated.

No liability for Course outcomes: We will not, under any circumstances, be liable for any costs, claims, damages, or loss that you may sustain or suffer as a result of registering for and/or participating in any Course (or other services offered by us) which is not relevant, suitable or does not meet your requirements, and/or the requirements of any relevant industry- or commercial body. Under no circumstances do we guarantee your suitability for a particular Course based on the levels of difficulty. We cannot, under any circumstances, be held liable to you for any costs, claims, damages or loss, if after the completion of a Course you are not able to obtain employment or a promotion within your chosen field of study, or attain any other outcome you may believe completing a Course will assist you to attaining.

Limitation of liability: With the exception of our willful misconduct, and to the maximum extent permitted by law, you agree that we will not be liable for any cost, claims, damages, including, without limitation, indirect, extrinsic, special, penal, punitive, exemplary or consequential loss (such as loss of profits, business, goodwill, revenue or anticipated savings) or other damages of any kind, penalties, actions, judgments, suits, expenses, disbursements, fines or other amounts that you or any third party might suffer relating to or arising from these Terms, your participation in a Course, or the termination of a Course, for any reason, whether or not anyone anticipated or should have anticipated that damages would occur.

Acknowledgment: You acknowledge and agree that the disclaimers and limitations of liability set forth in these Terms reflect a reasonable and fair allocation of risk between you and Moyo, and that these limitations are an essential basis to our ability to make services available to you on an economically feasible basis.

Indemnity: Subject to any applicable laws, you agree to indemnify and hold us harmless in respect of any claim that a third party might bring against us that relates to or arises from these Terms arising from your booking and participation in a Course or purchase of a Digital Product

Intellectual Property: Except where expressly stated to the contrary, copyright in the HTML, text, graphics, audio clips, video clips, source and/or object code and all other works (including trademarks and names) contained on the Website and/or Courses or otherwise provided to you by Moyo, is owned by us or licensed to us, and we assert and reserve all of our rights in this regard. Access to or use of our services and Courses will not in any way result in an assignment or license of any intellectual property owned by us or any other party.

Disclaimers: To the extent permissible under applicable laws, all services, Courses, Digital Products and their content are provided "as is” without representations or warranties of any kind, whether express or implied, in respect thereof, and in particular, we make no representations or warranties regarding the quality of the Course content or the fitness of the Course content for the purpose for which you acquired it.

Revision of Terms: We reserve the right to revise these Terms (including Policies) at our sole discretion from time to time. These revisions will become effective immediately on being posted to the Website and such Online Campus, however, for all material changes to the Terms, we will take reasonable steps to notify you of such changes if you are registered for a Course at the time when such changes come into effect.

Conflict: If any aspect of these Terms conflicts with any information provided on our Website or in information packs or other Course materials, these Terms will prevail unless expressly stated otherwise.

Severability: In the event that any part of these Terms is found to be partially or fully unenforceable, this will not affect the application or enforceability of the remainder of these Terms.

Assignment: These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Moyo without restriction.

No indulgence/waiver: If Moyo chooses not to enforce any part of these Terms, this does not mean that it cannot do so at a later time. No waiver of any term shall be deemed a further or continuing waiver of such term.

If you have any questions about the Terms and Conditions, please contact us: hello@moyoafrica.com